Comments on: To Rent or Mortgage Part 2 http://www.nathancolquhoun.com/2007/10/22/to-rent-or-mortgage-part-2 the home of Nathan Colquhoun Fri, 10 Feb 2012 21:52:21 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Jonathan Brink http://www.nathancolquhoun.com/2007/10/22/to-rent-or-mortgage-part-2#comment-1779 Jonathan Brink Wed, 30 Nov -0001 00:00:00 +0000 #comment-1779 Where do you sense God leading you in this? There's no wrong answer except the one that leads you away from him. I could see you trusting him with mortgage or rent. It's the trust that's important here. Where do you sense God leading you in this? There’s no wrong answer except the one that leads you away from him. I could see you trusting him with mortgage or rent. It’s the trust that’s important here.

]]> By: DVV http://www.nathancolquhoun.com/2007/10/22/to-rent-or-mortgage-part-2#comment-1780 DVV Wed, 30 Nov -0001 00:00:00 +0000 #comment-1780 In the eyes of God, money has never been a problem. It's the love of money that causes problems. The question of do we control our money or does our money control us underlies a lot of your struggles. I'm not sure that there is a right or wrong answer for the question of to buy or to rent. We are called to be good stewards of what God has given to us. I beleive that the putting into practise of being a good steward is different for each of us. It will depend on our calling, our motives and what the desired outcome is. There is an interesting book out called "The Blessed Life", the whole premise is that we give in order to give more. The principle at work is that the more we give to the Kingdom of God, the more we recieve back, so that in turn we can give more. Check it out.<br /> <br /> There is a church in New York City, unfortunately I do not know the name of the church, that is doing an incredible work on reaching out and helping the people in it's neighborhood. They are meeting with the family in need, helping them to get our of debt, buy a home and then turn around and help the next person to do the same thing. I will attempt to get the name of the church.<br /> I've heard debt defined as owing more money than you are able to pay off. If you own a house and have enough equity in it to sell and pay off your mortgage, then is it really debt. In the eyes of God, money has never been a problem. It’s the love of money that causes problems. The question of do we control our money or does our money control us underlies a lot of your struggles. I’m not sure that there is a right or wrong answer for the question of to buy or to rent. We are called to be good stewards of what God has given to us. I beleive that the putting into practise of being a good steward is different for each of us. It will depend on our calling, our motives and what the desired outcome is. There is an interesting book out called “The Blessed Life”, the whole premise is that we give in order to give more. The principle at work is that the more we give to the Kingdom of God, the more we recieve back, so that in turn we can give more. Check it out.

There is a church in New York City, unfortunately I do not know the name of the church, that is doing an incredible work on reaching out and helping the people in it’s neighborhood. They are meeting with the family in need, helping them to get our of debt, buy a home and then turn around and help the next person to do the same thing. I will attempt to get the name of the church.
I’ve heard debt defined as owing more money than you are able to pay off. If you own a house and have enough equity in it to sell and pay off your mortgage, then is it really debt.

]]> By: Elle Pyke http://www.nathancolquhoun.com/2007/10/22/to-rent-or-mortgage-part-2#comment-1781 Elle Pyke Wed, 30 Nov -0001 00:00:00 +0000 #comment-1781 Hey Nathan! Thanks for posting these thoughts, I am going through the same thing. Trying to figure out whether to buy or keep on renting.<br /> <br /> I am not sure if you track with The Meeting House via podcasts - but Brux and others are teaching a 5 part series right now on Com(passion) and he just talked about this subject this past Sunday. He talked about debt, buying houses ect...in referance to "Stewarding the surplus" which for us in the West (as you know) is so much.<br /> Might not give you concrete answers, but at least it will be another voice in this conversation. I pray you work through this and find some shalom!<br /> <br /> Podcasts: http://www.themeetinghouse.ca/themeetinghouse/myweb.php?hls=1000093 Hey Nathan! Thanks for posting these thoughts, I am going through the same thing. Trying to figure out whether to buy or keep on renting.

I am not sure if you track with The Meeting House via podcasts – but Brux and others are teaching a 5 part series right now on Com(passion) and he just talked about this subject this past Sunday. He talked about debt, buying houses ect…in referance to “Stewarding the surplus” which for us in the West (as you know) is so much.
Might not give you concrete answers, but at least it will be another voice in this conversation. I pray you work through this and find some shalom!

Podcasts: http://www.themeetinghouse.ca/themeetinghouse/myweb.php?hls=1000093

]]> By: Mike Barr http://www.nathancolquhoun.com/2007/10/22/to-rent-or-mortgage-part-2#comment-1782 Mike Barr Wed, 30 Nov -0001 00:00:00 +0000 #comment-1782 Nathan my boy, a few thoughts if you please.<br /> In 1978 or so, evangelicals were convinced that Christ's return was extremely imminent. Some 30 yrs. later I'm planning for early retirement!<br /> Having said that, ignore, run from, be very afraid of investment people. You don't need nearly as much for retirement as they would have you believe. The lady who lives in the top penthouse of our building works in the investment firm on the first floor. Her place is probably worth $1,000,000.00. Where do you suppose she got all of that money? It used to belong to all of the people who believed her when she told them what they needed for retirement. The best thing you could do for your future is to buy an affordable house & pay it off asap but there's no hurry. Most importantly, don't sweat it. You are correct, don't worry about tomorrow it will take care of itself. Enjoy yourself while you are young & healthy. If the right house comes along, you'll know it & you won't feel guilty when you buy it. If it doesn't come along, well, life goes on doesn't it?<br /> .....Peace Nathan my boy, a few thoughts if you please.
In 1978 or so, evangelicals were convinced that Christ’s return was extremely imminent. Some 30 yrs. later I’m planning for early retirement!
Having said that, ignore, run from, be very afraid of investment people. You don’t need nearly as much for retirement as they would have you believe. The lady who lives in the top penthouse of our building works in the investment firm on the first floor. Her place is probably worth $1,000,000.00. Where do you suppose she got all of that money? It used to belong to all of the people who believed her when she told them what they needed for retirement. The best thing you could do for your future is to buy an affordable house & pay it off asap but there’s no hurry. Most importantly, don’t sweat it. You are correct, don’t worry about tomorrow it will take care of itself. Enjoy yourself while you are young & healthy. If the right house comes along, you’ll know it & you won’t feel guilty when you buy it. If it doesn’t come along, well, life goes on doesn’t it?
…..Peace

]]> By: Mark Colquhoun http://www.nathancolquhoun.com/2007/10/22/to-rent-or-mortgage-part-2#comment-1783 Mark Colquhoun Wed, 30 Nov -0001 00:00:00 +0000 #comment-1783 My wife was responsible for the purchase of our house. I was the same as you terrified with debt. However Corrie wanted a house and I did the good husband thing and got her what she wanted and it has proved to be a great forced savings investment. We now have something thats ours. MAybe we will give it away? My wife was responsible for the purchase of our house. I was the same as you terrified with debt. However Corrie wanted a house and I did the good husband thing and got her what she wanted and it has proved to be a great forced savings investment. We now have something thats ours. MAybe we will give it away?

]]> By: david http://www.nathancolquhoun.com/2007/10/22/to-rent-or-mortgage-part-2#comment-1784 david Wed, 30 Nov -0001 00:00:00 +0000 #comment-1784 my home isn't costing that much more than rent... bonus: I can do whatever I want to it, I can host people - like you and Joe when they're in town a little easier than in an apartment, I can save $ through it and not worry about rent in about 16 years from now, and I am setting roots into a community - which usually doesn't happen as well with an apartment, it's more transient.<br /> <br /> all that to say: only do it if it fits your budget and values (plans); there's no shame in renting, especially if you can't afford a house; and there's no shame in renting if your research tells you not to; and realize that once you have a house you'll want to upgrade it once and a while, which costs more money. my home isn’t costing that much more than rent… bonus: I can do whatever I want to it, I can host people – like you and Joe when they’re in town a little easier than in an apartment, I can save $ through it and not worry about rent in about 16 years from now, and I am setting roots into a community – which usually doesn’t happen as well with an apartment, it’s more transient.

all that to say: only do it if it fits your budget and values (plans); there’s no shame in renting, especially if you can’t afford a house; and there’s no shame in renting if your research tells you not to; and realize that once you have a house you’ll want to upgrade it once and a while, which costs more money.

]]> By: Jaci http://www.nathancolquhoun.com/2007/10/22/to-rent-or-mortgage-part-2#comment-1789 Jaci Wed, 30 Nov -0001 00:00:00 +0000 #comment-1789 Hey Nathan....<br /> <br /> If I find where I saw that line of thinking on the "taking houses" I'll let you know. I don't remember exactly where it was. Not sure if applied to everywhere or a specific area - I'll try to find it!<br /> <br /> Jac<br /> Hey Nathan….

If I find where I saw that line of thinking on the “taking houses” I’ll let you know. I don’t remember exactly where it was. Not sure if applied to everywhere or a specific area – I’ll try to find it!

Jac

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