Joe, Jared and I are back from our new forms of church documentary tour around Ontario. It was a great time. You can read about it here and all the stops and churches we interviewed.
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Hoarding your books is consumerism too. These are the kind of thoughts that lead me to start Atic with theStory.
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This was creative I thought. (ht)
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The God's Aren't Angry Tour. Looks like I'm going. If your interested we're going on Dec 02, so let me know and we can all car pool.
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My favourite radio station, CBC Radio 1, just did a show on How to Read the Bible. Found it interesting from a notational radio show. "The Bible is too important to leave to just believers." That's a friggin good line though.
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Willow Creek admits to getting it wrong. Pretty big of them I think. Though they probably didn't need to go and make a Nooma film about it :) Just Kidding.
To Rent or Mortgage Part 1
To Rent or Mortgage Part 2
To Rent or Mortgage Part 3
To Rent or Mortgage (A Third Way) Part 4
This post won’t necessarily about choosing between renting or mortgaging, but instead a third way that I have tried to drum up over the last little while which incorporates both. For the longest time I have been trying to understand what community means and the effects and sacrifices that should happen as a result of true community. I’m starting to realize that community takes on all forms, shapes and sizes and looks so different depending on the individuals that are part of it. Some communities are more shallow or deeper than others and some have different vices than others. So my idea I think would only work with a community of people that were sold out to each other on a number of levels, including financially, spiritually and emotionally. This is hard to come by, and usually the only time you see this happen is in communes (at least that I know of) but I’m hoping that it can exist without living in communes.
So imagine if I decided to rent for $550 a month, total expenses with insurance, cars, food and everything else was $1200 a month to live. Let’s say I’m making $2200 a month net pay. Now most people would say that I have enough money coming in that I could purchase a house and make the payments without a lot to worry about. However, what if instead of buying a house for myself I started paying off someone else’s in my community’s mortgage payments (personX). So $1000 a month more is going on personX mortgage which means that the mortgage would be paid of faster than double what it normally would be paid off. So if someone has 12 years left on their mortgage it can now be paid off in about 5 years. So now you have personX who has this extra money left over after five years and then they would be committed to helping someone pay off their mortgage for a minimum of that seven years (whatever was left on their mortgage.) So then we move to personY and now you have personX’s payments, my payments and personY’s payments all on the same mortgage which would pay it off even faster. And the cycle would continue until everyone in the community is debt free. Then the community’s money could go towards helping people outside their community survive, live or be debt free.
An idea like this has quite a bit of problems, and most of them are in the fact that we are dealing with humans. What happens when you get someone who is part of the community that wants help paying off his half a million dollar mortgage because he thinks he ‘needs’ a house that big? What happens when someone makes a bad decision with their money? How do you decide whose debt gets paid off next and how do you not hurt the people’s feelings when they aren’t chosen to be next? These of course are all normal problems that would suffice when you are dealing with money, but I think you could work around them if you have a group of people who cares about each other enough. Doing something like this reminds us that we are to share and take care of one another instead of just worrying about ourselves and our own equity.
There are only a few ways something like this could start. The first way is that someone has to take the first hit. Meaning if I want this to start maybe I should just stay renting at this great low price and then send all the access to personX’s mortgage so you can get someone else on board who can help you take it further. The second way I thought about doing it is if you could get ten people to give $100 a month and all of that goes to one person’s mortgage and then when that’s person’s is paid off they would start taking their extra money and putting it on whoever is next. The key to remember in something like this is it’s based on the idea that we don’t own anything, we are only stewards. My community is just as important as I am, and is just as much my responsibility as they are to themselves. Unfortunately we’ve been so pulled apart from each other and told the lie of independence that it freaks us out whenever we think about using our resources for someone else’s good. But this of course is our call isn’t it. To use what God has given us to bless those around us. So what do you think, do you think something like this could work? Would you ever be interested in doing it with your community?
To Rent or Mortgage Part 1
To Rent or Mortgage Part 2
To Rent or Mortgage Part 3
To Rent or Mortgage (A Third Way) Part 4
I’ve had a few comments on my latest posts on renting or mortgaging. Here is the overall picture I’m getting and probably where I stand with all this.
1. I’m starting to think that having debt is one thing and having a mortgage on a house is another. My Uncle Doug left this comment, “If you own a house and have enough equity in it to sell and pay off your mortgage, then is it really debt.” That is the question I was asking and I think it is a lot different than getting a loan for school, cars, renovations or anything else. There is however the small risk of the housing market crashing, like we’ve seen in the USA lately, where you could owe more than your house is worth. So getting a mortgage doesn’t feel like I’m jumping into something I can’t afford because its not like I wouldn’t have the equity of the house to even out how much I owe on it.
2. There are a few benefits I see to renting. One is that you are paying less a month. I’d be paying about 1/3 more a month if I was to own. However, that 1/3 I’m sure events itself out after I own the house and I’m not making any sort of mortgage payments a month as opposed to renting where I’d be doing it for the rest of my life. The second benefit I see is the limited attachment I have to a specific place or area. When I rent I don’t have to worry about selling my house and I’m not tied down to any place. However, the negative side of that is that I’m not constrained to one place which means I don’t have that place that I call home where I’m investing in a specific community for a long period of time which is something that I want to do. The third benefit I see to renting is the ease of living. I don’t have to do repairs, fix my roof or leaks, I don’t have to cut the grass (but I do because I get $50 a month taken off rent), or pay land tax. A lot of the expensive and time consuming responsibilities of owning are gone which frees me up to do other things that I love.
3. We’ve been looking at buildings for theStory lately. I’m starting to realize that we could save almost $1000 a month on some buildings if we bought it instead of renting (not even including how much goes into equity instead of the landlords pocket). So that is softening me up to the idea of owning.
4. A large part of my discomfort with mortgaging is the obsession I see in the generation older than me (generalization) with paying off their mortgages and saving up for retirement and well basically an obsession with money and things that money can buy. So my initial reaction is to retaliate because I don’t want to be like that so I think I need to do everything opposite. This of course is a bad reaction sometimes and isn’t a good response to negative behavior. Instead I should see the negatives of a decision and the positives and then work to eliminate the bad and work towards the good and not necessarily throw the baby out with the bathwater.
5. In the end I think I will probably end up getting a mortgage for these reasons. For starters, financially it makes a lot of sense. I’ll be paying fairly the same amount every month (give or take a few hundred) but in one or two decades I’ll have some money to show for it that can be used for all sorts of great things which I’ll probably and hopefully want to do with it. Second, I love the idea of planting my roots in a community and investing my time, money and resources into it. I want to know my neighbours and I want to be there for the long haul. Third, I want to have the freedom to do what I want with it. I want to be able to have extra rooms to give to those in need or friends that are visiting. I want to be able to tear down a wall if it means bigger living room to hang out in. I want to be able to make it other people’s homes also and not just my own. I want it to be used for God’s ideas in the community that I’m in.
So with that said, I’ll probably get a mortgage. I still have one more idea though. I’ll post it next. I don’t know if it will work, or if anyone else would ever be on board, but it’s an idea I’ve been running through my head for a long time now, something I haven’t heard of before within a community. I’ll get to that soon.
Kashmir is a worth watching travel destination for tourists coming from any part of the world. Every year a number of traveling agencies offer vacation deals to national and international tourists who want to visit this place. These vacation packages for international tourists are usually for a week or so and also cover the airline tickets as well. Some international airlines are also offering cheap flights for this region. Though this may exclude a number of facilities traditionally available to passengers but this concept of cheap airline tickets has gained a lot of popularity in the western world. |
To Rent or Mortgage Part 1
To Rent or Mortgage Part 2
To Rent or Mortgage Part 3
To Rent or Mortgage (A Third Way) Part 4
There were a few comments left on my last post which got me thinking about a few other things This isn't so much of a financial battle for me as it is a spiritual one. It's hard for me to decide to 'plan for the future' when sometimes I think I don't have a lot of room for that in my worldview. I don't know how I feel about RRSP's, savings bonds, investing in myself for later, personal equity and other things in that nature. I don't want to demonize any of them, that isn't my point, I do however want to tread lightly because I've seen firsthand what these types of decisions can do to someone, and while they are probably unaware of their present state it isn't exactly that direction that I want to head towards.
Why would I invest in myself when there is people in need all around me? People say to invest now so I can give more later, but that doesn't seem or feel right at all. Jesus didn't seem to withhold giving someone to something because he wanted to keep it for himself so he could have lots and then decide to give it away at a later time. Then the question arises with what happens when I have kids? Shouldn't I plan and save for their future so I don't leave them out to dry? Or do I teach and train them how to survive and make wise decisions and teach them strong morals in how to look at money instead, or both/and?
I've had a few people mention to me the parable of the talents as a valid reason to get a mortgage or to save up for the future. I don't think that the parable of the talents has anything to do at all with how we use money today and investing it into a bank account. In fact I'd be more inclined to read the parable of the talents as a reason for not getting a mortgage. The parable is all about using what they've been given wisely and in the time granted instead of sitting on it because of fear or what may happen. Here is a cool article on the parable of the talents that will send your head spinning. I'm just not convinced that this is the best argument for preparing for the future.
Jaci posted an interesting comment about 'taking' houses from lower income families by moving into the poorer neighbourhoods. Not sure where I stand with that one. I can understand it if all the Christians were taking up the subsidized housing in a city, but that argument really could be said about anything then. Why shop at Dollerama if we are taking cheap necessities away from those that need it? I'd be interested to hear if there was any examples of cities or areas where Christians were moving into them and grabbing them up before people in hard financial positions were able to attain them.
When it comes down to it, my uneasiness isn't with saving money, or preparing for the future. All of those can be good and healthy things in the right context I think. I think the biggest thing that doesn't sit right with me is getting debt. Achieving something I haven't paid for and working towards paying it off over the course of fifteen years. Is debt/mortgages a healthy thing? Are they just the epitome of our culture that gives us what we want when we want it without ever learning to save. Or can they be good things? It's not like the Bible says nothing about debt. Debt seemed to be a regular part of their lives (even though they have a seven year solutions to it). Is it OK for debt to be part of my life? Is it ok to get something before I can afford it? Any more thoughts?
To Rent or Mortgage Part 1
To Rent or Mortgage Part 2
To Rent or Mortgage Part 3
To Rent or Mortgage (A Third Way) Part 4
I have struggled passionately with this over the last year or so. Getting married, making more money, paying utilities all play into the raging question if I should get a mortgage or if I should just stay renting. It is a long struggle, and for some reason most people that I have talked to seem to have their mind made up on what the best decision is.
Up front mortgaging looks like the best move. You get a nice house right away. You are investing money into yourself instead of a landlord or throwing it into the garbage as some people put it. Houses haven’t really gone down much in value; they usually retain their value more than any other asset you can buy. So purchasing a house isn’t like purchasing a car, because you can resell it usually for what you bought it for. Building equity into yourself has a lot of advantages for the future. You are able to just buy bigger and more things as you get older (that could be selfishly or selflessly depending on who you are).
However, I think there are strong arguments out there for me to just stay renting also. For starters renting is risk free. If the market crashes or if something goes wrong, I haven’t lost anything because my money isn’t in my home. Renting also frees you up to leave quicker and easier, yes you could sell your house if you were mortgaging but nothing beats the ease of just leaving your rental and leaving the problems to the landlords. I don’t have any responsibility for repairs, land tax or resale. These are all things that bring stress into lives and people and bog people down. Rent is significantly cheaper also a month, because I’m not paying land tax, repairs and it’s just a cheaper payment a month, I have a lot more money free per month than I would if I owned a home.
Spiritually speaking, getting a mortgage scares me. Part of me feels like I’m joining the ranks of good intentioned humans out there that are able to get something they can’t afford because we live in the west. I can live in the luxury of something I haven’t yet earned and can live with that debt for 10 years or 25 years. I’ve seen too many people live lives of stress and pain because of their debts and living beyond their means. So by getting a mortgage am I somehow saying that I’m invincible? The temptations to get a bigger house in two years won’t affect me. The temptation to constantly buy bigger things on my house’s equity won’t affect me. How do I know this isn’t just a slippery slope of consumerism and materialism? Something I would be a less prone too if I just rented and lived month to month. I’ve been told to just trust God and get a mortgage. I feel sometimes that it would be trusting God more not to get one and live day to day. Is investing for retirement even a right option? Why am I worrying at 23 for when I am 60? Aren’t we told not to worry about tomorrow let alone in 40 years? Am I being selfish just saving and saving and saving every penny I get for some special day in the future? What happens when kids work into the equation? What if they want to go to school? Is it wrong to want to pay for them to go?
I want to be smart with my money. I want to make an impact and do amazing things with it. I want to be able to use my money to get others out of debt and to help anyone in need whenever I see it. I could have an extra $500 a month sitting around if I rent to do that. Or I could put it all into a home now and in ten years have a heck of a lot more to be able to do that plus the deep pockets to make financial decisions that could bless people in the future. I don’t want to be like those that I have seen that live to pay off their debts, and then live to put money into RRSP’s and then live to spend it after. So honestly, what would you do? Rent or Mortgage? Why? What’s the cons of both to you? Pros?
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It's been a lot of traveling lately. We've started the first day of five on our tour of Ontario and Quebec for the church plant documentary. Joe and I met up with Jared and have started interviews with all the different church plants. We'll be doing this until Thursday night. You can stay updated on our progress here. We've already posted some pictures and such, so check it out and leave some comments.
Well it's been a long night. It's 4:17am and I'm still on a slight high from our Rock Paper Scissors (RPS) World Championship. 500 competitors, and yours truly made it into the top 16 (that makes me in the top 16 RPS players in the world this year). Never saw that coming at all, but it was one heck of a fun night. Yes it is as funny and ridiculous as it sounds but nevertheless very true. Thanks to Gary and Brandon for telling us about the competition a few weeks ago. I'm dressed up as dynamite in case anyone is wondering.
The last picture is of me competing on the main stage in front of everyone including MTV and a few other TV stations. If I would have went rock instead of paper on my last throw down I would have made it into the top 8. The middle picture is Gary, Brandon and I. And the first picture is me breaking away from the pack in moving from the first round to the top 128. Here is a link to all my pictures, Here is Brandon's photos, Aaron and Gary will get theirs up soon. So yes, I think I'll be attending next year. I got to meet the Norway champion and the Australian Champion, both who I beat in the street challenge and the New Zealand champion who beat me in the street challenge. People were dressed up in crazy costumes and it was just such a wild, random night, you couldn't beat it. Now we're thinking of running one in Sarnia in March 2008. So keep it at the back of your mind.
Next week Joe, Pernell, Jared and myself are going on a tour around Ontario for the church plant documentary we are working on. Should be a fun trip. You can follow everything here and our itinerary is here also.
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Here are a few links that the nerd in me is excited for that you might not care about at all.
Gmail is extending how much space I will get, this is good cause I'm running out.
Firefox is incorporating smooth image scaling now just waiting for IE.
When Flash 9 comes out, it will incorporate H.264 coding, which is a major step for video on the internet
I am really starting to love Smashing Magazine, they are a great help to me in web design
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I'm all about being progressive, this might have been too far? (ht)
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My mind has been racing lately because I'm trying to get a column with the local newspaper here in the religion section and I'm trying to think of the direction I want to head with it. Also, because we are studying Genesis at theStory and the books I'm reading are rocking my world.
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I just ordered four new books. Shock Doctrine, No Logo, End of Poverty and Freakonomics. Looking forward to them all as soon as I'm done this one and this one.
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I'm heading to the World Championship of Rock, Paper, Scissors tomorrow and I'm competing. I'll let you know how it goes.
Joe and I have put together this months short film. I think we are getting better with every one. A girl named Heather helped us a bit on this one with conception and added her input throughout the making of it, she's film student from the UK. We are talking about Genesis for the next 11 months. So basically this video is God (yes I'm playing God) in his creation process creating each day and then he creates man. When man is created he is supposed to keep the creation process going by continuing to create. The film is below. See all of our short films here.
If you are free between 10-4 on Saturday the 6th, come by either Coffee Lodge on Exmouth or Finch, Ups N Downs or Johns Restaurant to watch an hour of short films submitted. There was 25 submitted in total and we selected eleven of the best to showcase. It's free to watch and to vote where will will highlight the best of those films Sat night at Ups N Downs at 8pm and honour the top winner for this year.
A very cool program. Watch this video first here. Then play with the program online here. Honestly, there is no end to what technology can do. And then if you thought that was cool, this is even better and more inspiring, seriously, this will blow your mind.
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Adam asks what is sin, I like where he is taking this. I'm sure I'll have more to say on this as we start through our 11 month series in Genesis at theStory.
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Emergent Church stuff in the Ottawa Citizen mentioning McLaren and Joseph Moreau. (ht)
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Pernell is still under 35 apparently because he won an award for being so awesome. I plan on nominating him for top 35 over 35 in a year or two.
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I really want to invent and program a Facebook app, but every time I come up with an idea it is taken. One day maybe.
I only got to see one episode of On the Lot, but I loved what I saw. It was a reality tv series like American Idol style but it was film producers and they had to put together short films. So I started watching all the short films that were produced on the show and I just found myself in awe at some of the skill and talent these guys had. Especially since they were given small time frames and sometimes ridiculous scenarios. Some would be one minute comic short films, or horror short films or "a guy wakes up in a wedding dress and doesn't know where he is" shorts films. I had to search each film individually to find these, and even then I couldn't find them all. But here is a list of some of the films that I found that you can watch online. If you ever find a film that I don't have listed or don't have linked to leave a comment and point me to it so I can update this post. I got all the descriptions and titles from the Wikipedia Entry , so I'm basically just adding links to the films. Broken Pipe Dreams, Die Hardly Working, Dough: a Musical and Army Guys are some of my favourites that I could find online. Check out them if you get a chance, for the most part they are all really well done and entertaining.
Out Of Time 1 - Trever James, Marty Martin, and Jeff Seibenick
Vinny's Vault - Jessica Brillhart, Kenny Luby, and Hannah Sink
Time Out - Sam Friedlander, Zach Lipovsky, and Adam Stein
Sponsored By - Will Bigham, Kai Soremekun, and Daniel Tenkman
Call Waiting - Opie Cooper, Justin Lutsky, and David May
Organized Crime - Mateen Kemet, Gil Kruger, and Shira-Lee Shalit
Wilted - Jarrett Conaway, Tamela D'Amico, and Jason Epperson
Reverse- Shawna Baca, Phil Hawkins, and Hillary Skarl
Random Acts Of Kindness - Hilary Graham, Brent McCorkel, and Carolina Zorilla de San Martin
Ding - X Dean Lim, Tamika Miller, and Randy Slavin
Smile - Phil Allocco, Shalini Kantayya, and Jeff Speed
Out Of Time 2 - James Breese, Andrew Hunt, and Claudia La Bianca
Lucky Penny - Will Bigham - is a story about a man finding a penny, and receiving a heap of bad luck from it.[13]
Getta Rhoom - Jason Epperson - follows a nerdy man who gets into trouble when he repeats the phrase "get a room."[14] (This film was criticized by the judges for depicting the nerdy man as a possibly mentally handicapped person.)
Danger Zone - Zach Lipovsky - consists of a single 360-degree shot around a science lab, showing how one mistake leads to another.[15]
To Screw in a Lightbulb - Jessica Brillhart - makes literal the internal struggle of a man deciding what to do when a lightbulb goes out.[16]
Replication Theory - Sam Friedlander - shows how people throughout history and around the world replicate a farting noise to avoid being embarrassed.[17]
Bus #1 - Hilary Graham - follows a woman stuck on a bus who needs to go to the bathroom.[18]
Spaced Out - Andrew Hunt - features a police officer who pulls over a spacecraft, piloted by two drunk aliens.[19]
A Golf Story - Trever James - features an overconfident golfer who makes a mistake on the final hole of the World Mini Golf Championship.[20]
Love In The Year 2007 - Shalini Kantayya - follows a woman trying to find love through speed dating and other methods, only to be disappointed with the selection of men.[21]
Soft - Mateen Kemet - follows a man who is trying to prove that he is cool. He is pressured by his friends into robbing an old woman.[22]
Wack Alley Cab - Kenny Luby - follows a cab company whose customers don't last longer than a minute in their cabs.[23]
The Big Bad Heist - Marty Martin - is a trailer for an action film.[24]
File Size - David May - follows an office worker who has trouble with documents that are too large.[25]
Check Out - Shira-Lee Shalit - features a woman in an airport security line partially undressing in a sexual way, while flirting with an attractive man, who she later discovers she was imagining.[26]
Dance Man - Adam Stein - follows the life of a man who communicates only through interpretive dance.
Please Hold - Phil Hawkins - shows a woman being robbed. She calls 911, but the call is put on hold.
Blind Date - Claudia La Bianca - features a woman who is on a particularly unsuccessful blind date.
Deliver Me - Carolina Zorilla De San Martin: follows an expecting mother in the delivery room who cannot stop answering her cell phone.
Broken Pipe Dreams - Sam Friedlander - shows how one man must overcome his fear of a toilet to recover an engagement ring.
Teri - Trever James - shows the anxiety of not knowing what to expect with online dating.
The First Time I Met The Finkelsteins - Hilary Graham - shows a "Meet the Parents" story where a son introduces his girlfriend to his outspoken parents.
Dough: The Musical - Adam Stein - is a musical number of a man seeking a wife and a woman seeking employment.
Laughing Out Loud: A Comic Journey - Shalini Kantayya - is a three-minute documentary on a homosexual comedian's journey to being himself.
Polished - Andrew Hunt - follows a janitor who gets revenge on the employees where he works.
Love at First Shot - David May - follows an awkward date and a bumbling cupid attempting to set it right.
Beeline - Shira-Lee Shalit - follows a single mother who is asked a frank question by her son.
Dance with the Devil - Marty Martin - is an action thriller about a man trying to escape the past with his girlfriend.
Edge on the End - Kenny Luby - follows a man dealing with the loss of a loved one.
Glass Eye - Will Bigham - follows a man trying to retrieve his glass eye.
Blood Born - Jason Epperson - follows a man who discovers that while he's been donating blood for years, his rare blood type has actually been curing the recipients of terminal diseases. The man's troubled past may keep him from sharing his miracle gift.
Sunshine Girl - Zach Lipovsky - follows a little girl who takes the sun out of the sky. As a result, the world goes into a state of panic and emergency. The girl discovers that she might have to put the sun back in the sky to solve the crisis.
Lost - Mateen Kemet - follows a man enjoying the recent success of his career. However, his consumption with work has taken a toll on his relationship with his girlfriend. Several months later, after taking a break from the relationship, the man is surprised by his girlfriend with some shocking news.
The Orchard - Jessica Brillhart - follows a man who starts to see troubling visions and feel pangs of distress, in the process of cutting a tree.
Dr. In-Law - Shalini Kantayya - shows a man getting revenge on his father-in-law.
Discovering The Wheels - Adam Stein - follows several cavemen who make an interesting discovery.
Nerve Endings - Will Bigham - follows an intern who experiments on a brain surgery patient.
Under The Gun - Hilary Graham - depicts a unique bank robbery.
How To Have A Girl - David May - shows a couple trying to ensure the gender of their unborn child.
Die Hardly Working - Zach Lipovsky - shows several office workers using their imaginations to deal with the tedium of work.
The Malibu Myth - Kenny Luby - follows a couple taking a road trip to an area in Malibu where people are mysteriously disappearing.
Anklebiters - Sam Friedlander - shows a young boy discovering a strange new creature.
Midnight Snack - Andrew Hunt - follows a woman who wakes up in the night to make a snack and finds uninvited guests in her house.
Eternal Waters - Jason Epperson - follows a mother, her son, and an intruder in her house.
Open House - Shira-Lee Shalit - follows a man and woman expecting their first child who take a tour of an old house.
Profile - Mateen Kemet - shows a man getting pulled over by the police.
Time Upon A Once - Zach Lipovsky - follows a couple who finds something strange about the new neighbors.
The Legend of Donkey-Tail Willie - Hilary Graham - is the story of a man who feels alone in the world.
Spaghetti - Will Bigham - follows a couple who get lost and drive right into the old west.
First Sight - Shalini Kantayya - follows a shallow girl who sees the world differently through a special pair of glasses.
Worldly Possession - Adam Stein - shows a couple who accidentally receive a powerful military tool.
Key Witness - Sam Friedlander - follows a criminal pursued by both good guys and bad guys.
Sweet - Jason Epperson - shows a man's hurried journey to get an anniversary gift.
Zero2Sixty - Andrew Hunt - depicts an unusual test drive.
The Losers - Kenny Luby - follows a father who takes his son's place in a skateboard race.
Catch - Mateen Kemet - follows a businessman who pursues a thief.
The Bonus Feature - Zach Lipovsky - shows an adventure with an in-car DVD player.
Girl Trouble - Adam Stein - depicts a man introducing his roommate to his new girlfriend.
Unplugged - Will Bigham - follows the romantic adventure of two desk lamps.
Keep Off Grass - Andrew Hunt - follows a superhero couple fighting in a garden.
American Hoe - Sam Friedlander - shows a couple's fight over their wedding invitations.
Old Home Boyz - Jason Epperson - depicts a man's 50th class reunion.
Driving Under The Influence - Adam Stein - depicts a car radio that makes people dance.
Backseat Driving Test - Sam Friedlander - follows a guy who's sick and tired of his mother being a "backseat driver."
Bonus Feature Two - Zach Lipovsky - is a sequel to the movie Zach made the week before, "The Bonus Feature."
The Move - Jason Epperson - involves a difficult and emotional relocation. Starring guest-star Jerry O'Connell.
Road Rage 101 - Will Bigham - features a car that gets back at its angry driver.
The Yes Men - Will Bigham - is about a boss whose suit is misplaced by a dry cleaner.
Dress for Success - Sam Friedlander - is about an abusive boss and some women employees who get revenge.
Army Guy - Adam Stein - depicts a soldier who wakes up inside a house, surrounded by odd twins who want to marry him.
Oh, Boy - Jason Epperson - involves a man forced to wear a dress and dance or a bomb will detonate.
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